Childcare Insurance for Parents

Tinies have teamed up with a childcare insurance expert to help you with your insurance needs

To save you time and money, we have teamed up with childcare insurance experts Morton Michel to offer £7 off Employers' Liability insurance for Tinies candidates.

Under UK law parents are obliged to take out Employers' Liability insurance if they employ domestic staff such as a nanny, to work in their home. If you do not have adequate cover for employers and public liability under your own home insurance you could consider taking out a policy with Morton Michel (Public Liability insurance is also a mandatory requirement should you wish your nanny to join the Ofsted voluntary register in England which might enable you to take advantage Childcare Vouchers which might be offered by your employer).

Morton Michel's Employers' Liability policy provides protection for parents against damages and legal costs that arise as a result of claims for an employee suffering an injury or disease arising out of and in the course of their employment, where the employers are held legally liable.

Cover Includes:

  • Limit of indemnity (£10,000,000 £5,000,000 for claims relating to asbestos or terrorism)
  • No excess to pay 12 months cover
  • Cost of defending a prosecution - under the Health and Safety at Work Act or any UK corporate Manslaughter/Homicide Act
  • Cost of representation - at any coroner's inquest or fatal accident inquiry
  • Compensation for attendance - at court as a witness
  • Unsatisfied court judgements extension - if an employee is injured at work by somebody else and the other person doesn't pay the court award


For details of the policy cover please visit Morton Michel's Employers' Liability Insurance page to view the Key Facts Document and Policy Wording documents.

All Morton Michel policyholders are also automatically entered into the ChildCare Club, giving you access to some fantastic additional benefits such as discounted days out, thousands of deals at restaurants and cinemas and holidays plus many more amazing offers. Visit to find out more.

If you wish to benefit from childcare vouchers your nanny will need to be on the voluntary Ofsted register and Public Liability insurance is a mandatory requirement for registering. Morton Michel also provides Nanny insurance which includes Public Liability cover.

How to claim your discount 

To claim your discount you need to contact your local Tinies consultant. If you meet our eligibility criteria of being registered with us to support your requirement for a nanny we will provide you with your unique discount code to enable you to take advantage of this discount.

For more information about the Employers' Liability policy, visit the UK's childcare insurance specialist Morton Michel.


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